Structured forYour Advantage
Marine financing, hull & liability insurance, and flag state registration — structured to protect your asset and optimize your position.
We negotiate as if it were our money.
Lending Relationships
Deep relationships with marine-specialized lenders means competitive rates and terms that generalist banks can't match.
Fast Execution
Pre-qualification within 48 hours. Full approval typically within 2 weeks. We keep pace with the deal — financing never holds up your purchase.
High Approval Rate
We match borrowers to the right lenders upfront. No shotgun applications — targeted submissions that get approved.
From application to closing table.
Needs Assessment
Vessel details, ownership structure, and financial overview
Market the Loan
Present to our network of marine lenders for competitive terms
Structure & Close
Negotiate rates, finalize terms, coordinate with closing attorney
Insure & Register
Place insurance, handle documentation, and complete flag registration
Financing, insurance, and registration — handled.
Full-Service Deal Facilitation
- Marine mortgage origination & placement
- Competitive rate shopping across 12+ lenders
- Hull, P&I, and crew liability insurance
- US Coast Guard documentation
- Flag state registration (Marshall Islands, Cayman, etc.)
- Corporate structure advisory (LLC, trust)
Our financing advisory is offered at no cost to the borrower — lenders compensate us directly. Insurance placement earns a standard broker commission disclosed at quoting.
Common Questions
What interest rates are available for yacht financing?
Current marine loan rates typically range from 7.5% to 9.5% depending on loan amount, vessel age, and borrower qualifications. Rates are competitive with second-home mortgage rates. We shop your application to secure the best available terms.
What is the minimum down payment?
Most marine lenders require 15–20% down for new vessels and 20–25% for pre-owned. Loan terms run 10 to 20 years with no prepayment penalties on most products.
Can I finance a yacht through my business?
Yes, and it's common. We advise on LLC and corporate structures that can provide liability protection and potential tax advantages. We work closely with your accountant and attorney to optimize the ownership structure.
How much does yacht insurance cost?
Annual hull insurance premiums typically run 1.0–1.5% of the vessel's insured value. A $2M yacht would cost approximately $20,000–$30,000 per year. We shop multiple underwriters to find the best coverage and rate.
Do I need to register my yacht in a specific country?
It depends on how and where you plan to use the vessel. US documentation works for domestic cruising. International flag states like the Marshall Islands or Cayman Islands offer advantages for global cruising and charter operations. We advise based on your specific use case.
The right structuremakes all the difference.
Tell us about the vessel and your situation. We'll outline financing options and insurance estimates — no obligation, no pressure.
Response within 24 hours · Confidential · No commitment